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chrismancommentary
Dec 9, 2024
What Homebuyers Need from the 2025 Tax Bill
By Morgan Wise, Chief Financial Officer at Atlantic Bay Mortgage Group The expiration of key provisions in the Tax Cuts and Jobs Act...
chrismancommentary
Dec 3, 2024
How to Get Ahead of Compliance in Q1 2025
By: John Haring, Head of Compliance at Wilqo As the lending landscape evolves, so do compliance challenges. To help lenders navigate...
chrismancommentary
Dec 3, 2024
D.O.G.E.- A Serious Idea?
The Department of Government Efficiency More often than not, I write this cynical and often sarcastic blog to complain about inefficient...
chrismancommentary
Nov 20, 2024
The President of the United States Doesn’t Set Rates
But policies impact them. Although the general population may not grasp that fact, those in our industry know better, or should. While...
chrismancommentary
Nov 12, 2024
The Election is Over, the Die Has Been Cast
Neither candidate for president discussed the dire deficits facing the United States, nor did either talk about a reduction in spending....
chrismancommentary
Nov 8, 2024
Townstone Settles-Peak Fair Lending Enforcement?
Enforcement’s Failure I have written numerous times about the failure of 50 years of fair lending enforcement to move the needle for...
chrismancommentary
Oct 25, 2024
RESPA Reform, Corruption and…, Leeches???
Chopra says "lawyers are leeches" In what was billed as a “fireside chat”[1] at a consumer law conference hosted by the University of...
chrismancommentary
Sep 23, 2024
Tear Down This Wall!
If you truly believe in competitive markets and seek to lower mortgage costs, repeal the LO Comp Rule. "Mr. Chopra, tear down this wall...
chrismancommentary
Sep 13, 2024
The Hidden Risks: How Vendor Compliance and Delayed Technology Updates Are Increasing Lender Vulnerability
By Matt VanFossen, CEO of Mortgage Automation Technologies & Absolute Home Mortgage Corporation Over the past decade, the mortgage...
chrismancommentary
Jul 31, 2024
Maybe RESPA Needed Chevron
But first, a short poem. Politics BY WILLIAM BUTLER YEATS (1938) ' in our time the destiny of man presents its meanings in...
chrismancommentary
Jul 7, 2024
Administrative Law Upheaval
How did you celebrate the 4th? Like me on the Fourth of July, I'm sure you celebrated our annual homage to freedom by re-reading the U.S....
chrismancommentary
Jun 19, 2024
The Consumer Financial Politics Bureau?
June 19, 2024 Brian S. Levy For a fleeting moment at the beginning of Rohit Chopra’s tenure as CFPB Director, I believed that the new...
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