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chrismancommentary
Dec 20, 2024
The Week Before Christmas: Mortgage Edition
'Twas the week before Christmas when all through the States, The market was slower, buyers wary of rates. Santa Powell made an...
chrismancommentary
Dec 12, 2024
🔮 Mortgage Industry Predictions for 2025
As we look ahead to 2025, the mortgage industry is poised for significant shifts driven by economic conditions, policy changes, and...
chrismancommentary
Dec 6, 2024
Leading the Charge: Advocating for Brokers and Consumers in the Mortgage Industry
As the leader of a Broker Action Coalition, my mission is clear: to serve as the bridge between the mortgage industry and consumers,...
chrismancommentary
Nov 26, 2024
What It Takes to Be a Good Loan Originator
Being a successful loan originator involves more than simply processing loan applications. It requires a blend of technical knowledge,...
chrismancommentary
Nov 25, 2024
Servicing Released Versus Retained Decision Making
As the calendar turns from 2024 to 2025, the mortgage servicing landscape continues to be a cornerstone of financial strategy for...
chrismancommentary
Nov 21, 2024
Impacts of Trade, Policy, and Inflation on Mortgage Rates and the Housing Industry
The economic aftershocks of the COVID-19 pandemic, which have shaped both domestic and global markets over recent years, are gradually...
chrismancommentary
Nov 18, 2024
Why Consumer-Centric Product Management is Key to the Future of Mortgage Lending
While none of us possess a crystal ball, signs point to major transformation driven by a combination of higher-for-longer interest rates,...
chrismancommentary
Oct 10, 2024
Women Are Shaping the Future of the Mortgage Industry
By Chrissy Brown, Chief Operations Officer at Atlantic Bay Mortgage Group The mortgage business has traditionally been a male-dominated...
chrismancommentary
Sep 30, 2024
The Next Top Producer – The New Generation of Loan Officers' Willingness to Adapt and Thrive
In today’s fast-paced mortgage industry, the ability to adapt has become essential for loan officers who want to go from good to great....
chrismancommentary
Sep 23, 2024
Why Mortgage Rates Didn’t Fall After the Fed’s Rate Cut
Why didn't we see mortgage rates fall after the Fed cut rates last week? Simply put, preemptive pricing left little room for movement in...
chrismancommentary
Sep 23, 2024
Seizing the Refinance Opportunity with a Comprehensive Enterprise Strategy
By Emily Farley Gardner, Chief Lending Officer at Atlantic Bay Mortgage Group For the first time since early 2023, the market conditions...
chrismancommentary
Sep 13, 2024
The Hidden Risks: How Vendor Compliance and Delayed Technology Updates Are Increasing Lender Vulnerability
By Matt VanFossen, CEO of Mortgage Automation Technologies & Absolute Home Mortgage Corporation Over the past decade, the mortgage...
chrismancommentary
Sep 13, 2024
Small Summit, Big Ideas for Progress
When you bring together passionate people from around our industry, you often hear similar complaints about how hard it is to make...
chrismancommentary
Sep 9, 2024
16 Years Later: A HERA Report Card
By Lawranne Stewart Former Assistant Chief Counsel, House Financial Services Committee Scott Olson Former Professional Staff Member,...
chrismancommentary
Aug 28, 2024
The NAR Settlement; Apocalypse No
Lots of folks in the residential real estate business had August 17, 2024, circled on their calendars.[1] That was the day that the...
chrismancommentary
Aug 26, 2024
Regulation X Updates and The Role of AI and Real-Time Data For Mortgage Servicers
On July 10 , the Consumer Financial Protection Bureau (CFPB) released its first significant update to Regulation X  in nearly ten years....


chrismancommentary
Aug 23, 2024
The Strategic Advantage of Dual Licensing for Real Estate Agents
One of the most effective ways for agents to navigate this new environment is by becoming dual-licensed.
chrismancommentary
Aug 19, 2024
Leveraging PropTech to Evolve within the Rapidly Changing Mortgage Landscape
Over the past decade, lenders and consumers have experienced a profound innovation-driven technological evolution in how they operate and...
chrismancommentary
Aug 8, 2024
Margin Leakage in a Market Rally
As I write my first (and hopefully not my last)  column for Rob and Robbie, the CME Group’s FedWatch is giving a 57.5% chance of a 50-bps...
chrismancommentary
Jul 31, 2024
How Mortgage Companies Will Embrace Dual Compensation
The National Association of Realtors (NAR) legal settlement, which requires the association to abolish the rule mandating seller-side...
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