In the intricate world of finance, Residential Mortgage-Backed Securities (RMBS) serve as a critical mechanism for managing risk and...

Why should an MLO or borrower care about the yield curve? Let’s start with some basics.   The curve (e.g., a graph) represents interest...

Lots of folks in the residential real estate business had August 17, 2024, circled on their calendars.[1] That was the day that the...

On July 10 , the Consumer Financial Protection Bureau (CFPB) released its first significant update to Regulation X  in nearly ten years....

One of the most effective ways for agents to navigate this new environment is by becoming dual-licensed.

Over the past decade, lenders and consumers have experienced a profound innovation-driven technological evolution in how they operate and...

The family of the Starter Home announced their passing at 90 years old of completely predicted and foreseeable causes. The Starter Home...

As I write my first (and hopefully not my last)  column for Rob and Robbie, the CME Group’s FedWatch is giving a 57.5% chance of a 50-bps...

The National Association of Realtors (NAR) legal settlement, which requires the association to abolish the rule mandating seller-side...

But first, a short poem. Politics BY WILLIAM BUTLER YEATS (1938)          ' in our time the destiny of man presents its meanings in...

Artificial Intelligence (AI) is increasingly being recognized for its transformative potential across various industries. While much...

The mortgage industry is no stranger to fluctuations, whether in terms of repurchases, headcount, or the evolving landscape of loan...

How did you celebrate the 4th? Like me on the Fourth of July, I'm sure you celebrated our annual homage to freedom by re-reading the U.S....

June 19, 2024 Brian S. Levy For a fleeting moment at the beginning of Rohit Chopra’s tenure as CFPB Director, I believed that the new...