'Twas the week before Christmas when all through the States, The market was slower, buyers wary of rates. Santa Powell made an...

The prospect of Fannie Mae and Freddie Mac (the GSEs) being released from U.S. government conservatorship and restored to their former...

As we look ahead to 2025, the mortgage industry is poised for significant shifts driven by economic conditions, policy changes, and...

Hedging in the MSR Market: A Deep Dive into Strategies, Risks, and Emerging Best Practices The current landscape of the mortgage...

The mortgage industry has long grappled with inefficiencies and high costs. Today, originating a single loan costs lenders over $10,000...

By Morgan Wise, Chief Financial Officer at Atlantic Bay Mortgage Group The expiration of key provisions in the Tax Cuts and Jobs Act...

As the leader of a Broker Action Coalition, my mission is clear: to serve as the bridge between the mortgage industry and consumers,...

By: John Haring, Head of Compliance at Wilqo As the lending landscape evolves, so do compliance challenges. To help lenders navigate...

The Department of Government Efficiency More often than not, I write this cynical and often sarcastic blog to complain about inefficient...

Being a successful loan originator involves more than simply processing loan applications. It requires a blend of technical knowledge,...

As the calendar turns from 2024 to 2025, the mortgage servicing landscape continues to be a cornerstone of financial strategy for...

By John Wines, Chief Strategy Officer at Atlantic Bay Mortgage Group The mortgage industry has undergone a technological transformation....

The economic aftershocks of the COVID-19 pandemic, which have shaped both domestic and global markets over recent years, are gradually...

But policies impact them. Although the general population may not grasp that fact, those in our industry know better, or should. While...

While none of us possess a crystal ball, signs point to major transformation driven by a combination of higher-for-longer interest rates,...

In the world of MBS, Class A and Class B dollar rolls happened this week. Class A, B, and C MBS (mortgage-backed securities) refer to the...

Neither candidate for president discussed the dire deficits facing the United States, nor did either talk about a reduction in spending....

Enforcement’s Failure I have written numerous times about the failure of 50 years of fair lending enforcement to move the needle for...

Artificial Intelligence, or AI, is the new buzzword across the world, regardless of industry. This includes the U.S. mortgage...

Chopra says "lawyers are leeches" In what was billed as a “fireside chat”[1] at a consumer law conference hosted by the University of...