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chrismancommentary
Dec 20, 2024
Dec. 20: LO, AE, IT, funding jobs; NAR settlement info; TPO products; STRATMOR on 2025 strategies; gov't shutdown info for lenders
There are only a few days left until Christmas, and possibly buying last minute presents. Guys, be careful out there in your selection !...
chrismancommentary
Dec 19, 2024
Dec. 19: Sec. mktg., AE, IT, Ops, LO jobs; Non-QM servicing, HELOC, POS products; FHA news; rates... now what?
When I see a headline with “housing” and “crash” in it, I think it is merely clickbait, and the author is trying to attract readers. For...
chrismancommentary
Dec 18, 2024
Dec. 18: LO jobs; price & credit breaks, valuation, verification, marketing tools; Lender & investor FHA & reverse news
“When a woman says, ‘What?’ it’s not because she didn’t hear you. It’s because she’s giving you a chance to change what you said.” Things...
chrismancommentary
Dec 17, 2024
Dec. 17: Product specialist, LO, FHA jobs; DPA, subservicing, pricing, AVM products; USDA & VA news from the source
Number progressions can be deceiving and surprising. Thank you to Eric D. who reminded me of “The Wheat and the Chessboard” example,...
chrismancommentary
Dec 16, 2024
Dec. 16: AE jobs, recruiting; homebuyer assistance, pre-qual, AI tools; webinars & training; Fairway CEO Steve Jacobson interview
You don’t become cooler with age, but you do care progressively less about being cool, which is the only true way of being cool. This is...
chrismancommentary
Dec 14, 2024
Dec. 14: Watch that coffee or vet bill; the regulatory climate; vendor news; secondary deals; Saturday Spotlight: Docutech
Private equity firms are on the move, whether they’re buying a well-known winery ( Duckhorn & Goldeneye ), your local medical practice ,...
chrismancommentary
Dec 13, 2024
Dec. 13: Enterprise AE, LO jobs; new correspondent, fee collection, digital lending products; STRATMOR on CX; Freddie, Fannie, FHFA updates
“They say that mafia members are nasty people. But while growing up, I lived next door to one mafia member, and he was actually a nice...
chrismancommentary
Dec 12, 2024
12+12=24: Marketing, LO jobs; hedging, HELOC, non-QM, servicing tools; lender rankings by units; MSR market thoughts
What? You’re a builder who’s short on nails? Well, bring in some folks from Japan… they don’t necessarily need them . Of the nearly 300...
chrismancommentary
Dec 11, 2024
Dec. 11: Ops, broker, LO jobs; bulk trade, non-QM, DPA, CU strategy, servicing tools; Top 50 lender ranking; thoughts on AI; home seller stats
“I love Christmas lights! They remind me of the people who voted for (insert name of politician). They all hang together, half of them...
chrismancommentary
Dec 10, 2024
Dec. 10: QC Sales, bus. development jobs; exec avail.; selling tools; thoughts on 2025 tax bill; non-QM & jumbo news
“To the paranoid people who check behind shower curtains for murderers: if you find one, what's your plan?” What’s the Fed’s plan? The...
chrismancommentary
Dec 9, 2024
Dec. 9: LO jobs; BI, builder monitoring, AMC, HELOC products; no trigger lead bill; approaching training, events, and webinars
“Wi-Fi outages are the new snow days!” Without the internet or cable, would we return to relying on newspapers, radios, and network...
chrismancommentary
Dec 7, 2024
Dec. 7: Saturday Spotlight: TransUnion; F&F conjecturing; economic morsels; you've been hacked: now what? Caitlin Clark's sponsors pony up
First, the news. On this 83rd anniversary of the Japanese attack on Pearl Harbor, there are apparently 16 veterans still alive. Next,...
chrismancommentary
Dec 6, 2024
Dec. 6: Exec. available, LO jobs; non-QM jumbo, POS, processing, AI U/W tools; HUD/Rocket suit, CFPB unleashes; Curinos volume stats
“Today’s three-year-olds can switch on laptops and open their favorite apps. When I was three, I ate mud.” Times change. Remember when...
chrismancommentary
Dec 5, 2024
Dec. 5: LO jobs; hedging, wholesale, correspondent, LO survey products; top LO interview; STRATMOR & appraisal underwriting study
Don’t steal packages off of porches… you never know what will be inside them … A very low-tech attempt at dissuading thieves. On the flip...
chrismancommentary
Dec 4, 2024
Dec. 4: CD mgt. job, exec. available; non-QM, subservicer audit, eVault, accounting communication tools; thoughts from a top LO; Chris Whalen interview
My cat Myrtle never had to worry too much about things like… money. Elon Musk, however, can’t seem to catch a break and his $56 billion...
chrismancommentary
Dec 3, 2024
Dec. 3: Wholesale, MI jobs; broker, DPA, compliance, subservicing products; the cost of buying a home; thoughts of a top LO
Tis the season to have some fun, right? How about we start with this interesting musical duo ? While the CFPB’s proposal addressing the...
chrismancommentary
Dec 2, 2024
Dec. 2: VHAP, HELOC, appraisal review, subservicer review products; webinars & training coming soon; interview with Rate's Shant Banosian
I recall Zillow doing a study on the color of the front door impacting sales price. What does $22.5 million get you in Charleston, SC,...
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