top of page
Search
chrismancommentary
Sep 30, 2024
Sep. 30: LO jobs, partners wanted; trading app, warehouse, soft pull, reverse products; Helene & other disaster news; Fairway steps up
Well, this is the week that many have been waiting for: Fat Bear Week ! The nearly 600 mortgage folks here in Las Vegas at the ACUMA event...
chrismancommentary
Sep 30, 2024
Sep. 28: Disasters... the new norm? Fairway reacts to Helene; Opinion about signing bonuses; Saturday Spotlight: Wilqo
“Why did the Dalai Lama go to Las Vegas? Because he loves Tibet.” Tomorrow I head to Las Vegas for the ACUMA event , and I highly doubt...
chrismancommentary
Sep 27, 2024
Sep. 27: LO jobs; Credit scoring, AI closing, POS tools; STRATMOR & customer experience; today's live shows; Misc. investor news of note
“Who was the first person that used technology? Moses. He had two tablets that were connected to the cloud.” Technology is a two-edged...
chrismancommentary
Sep 26, 2024
Sep. 26: Hedging, correspondent, accounting, pre-qual, auditing tools; lots of VA, USDA, FHA news; dour predictions
We’re all following Hurricane Helene and its impact on lives and housing stock in the news. Will Rogers famously said, “All I know is...
chrismancommentary
Sep 25, 2024
Sep. 25: LO jobs & promotions; DPA, non-QM, marketing, investor auction products; webinars & events to close out September
“My people skills are fine. It's my tolerance for idiots that needs work.” Fortunately, in our business we have very, very few of those,...
chrismancommentary
Sep 24, 2024
Sep. 24: Cap. mkts., LO jobs; DPA, servicing, loss mit, borrower retention tools; Disasters: Nature bats last; Hispanic Wealth Project
Today I leave Illinois, with the world’s largest corn maze , and head to Nebraska, with the world’s largest ball of stamps , things that...
chrismancommentary
Sep 23, 2024
Sep. 23: AE jobs; commercial, HELOC, productivity, VOIE, LOS, FICO 10T tools; credit tool webinar; LO comp opinion
Summer has officially come and gone; the autumn equinox was yesterday. Columbus Day, Halloween, Veteran’s Day, and Thanksgiving are in...
chrismancommentary
Sep 23, 2024
Sep. 21: Remember the deficit? Trigger lead news; last time's government shutdown primer; Saturday Spotlight: TransUnion
Unlike this zoo in China that tried to pass off painted dogs as pandas , the Fed is not trying to deceive anyone. (Bumbling thief video...
chrismancommentary
Sep 20, 2024
Sep. 20: Capital markets, LO jobs; VOE, buydown products; STRATMOR's view of servicing rights; training & webinars next week
“Someone asked me if I had plans for the fall. It took me a moment to realize they meant ‘autumn’ and not the fall of civilization.” The...
chrismancommentary
Sep 19, 2024
Sep. 19: Hedging, correspondent, AI, QC findings, non-QM tracking tools; Medicare/SS for clients; bonds "buy the rumor, sell the news"
“A Native American, pirate, and Frenchman walk into a bar. The bartender says, ‘Gentlemen, hau, arrrrrrr, oui, today?’” No one has to...
chrismancommentary
Sep 18, 2024
Sep. 18: Broker jobs; Correspondent, AVM, processing tools; Lender M&A continues; Reverse redlining case; STRATMOR on LO & regional pay
“Q: What does a dyslexic pirate say? A: RRRRRRA!” Humor aside, many in our industry have faced adversity, dyslexia and more, and I...
chrismancommentary
Sep 17, 2024
Sep. 17: DPA, shared appreciation, loss mit, insurance, subservicer oversight products; let the conf. loan limit changes commence
Does it give you a sense of permanency if you think about how you’re looking at the same moon as pirates did 300-400 years ago? There’s a...
chrismancommentary
Sep 16, 2024
Sep. 16: Recruiting job; Secondary, construction, workflow, HELOC products; Curbio's settlement; webinars & training this week
The Pirate goes to the dermatologist and says, “Arrg, I got moles.” The dermatologist says, “Don’t worry, they’re benign.” The Pirate...
chrismancommentary
Sep 14, 2024
Sep. 14: Be careful with headline language; Letters on immigration, the broker model, and management; Saturday Spotlight: Moneythumb
Did you know that “boughten” is a word? I didn’t until I challenged someone about it and then looked it up. It is! When was the last...
chrismancommentary
Sep 13, 2024
Sep. 13: LO jobs, partnering companies sought; direct non-Agency buyer; Qualification tool; upcoming in-person conferences
“I pay you to handle my loan and give me a good program with a competitive rate, not predict things you can’t.” At a recent event, a top...
chrismancommentary
Sep 12, 2024
Sep. 12: Sales mgt., AE jobs; MSR, servicing, QC, productivity products; CFPB fines TD Bank $28 million on credit issues
“Honey, what did you do today?” “Well…” People do some cockamamie stuff against all odds. What are the odds of a lender or LO retaining...
chrismancommentary
Sep 11, 2024
9-11: AE, Ops jobs; DSCR, DPA, corresp. broker programs, conv. conforming nuggets; MBA's eye on the FHFA; Ginnie's growth
When I board an airplane, it is to go from point A to point B, like today from Denver to San Francisco. As long as it’s on time and...
chrismancommentary
Sep 10, 2024
Sep. 10: VOE, subservicing, DPA, HFA, warehouse products; Polly's capital raise; upcoming events, education, and training
Every once in a while, a new loan program is “invented.” Lenders have to make sure they’re doing it correctly . (Don’t try this at home.)...
chrismancommentary
Sep 9, 2024
Sep. 9: AE jobs; internal audit, BI, non-QM, LOS, refi research, commercial offering tools; Freddie & Fannie news; housing & politics
Forget ATR. What about ATN? The Ability to Nap. Here in Denver, at The Mortgage Collaborative event, napping is not on the agenda… Every...
chrismancommentary
Sep 7, 2024
Sep. 7: Saturday Spotlight: TransUnion; Letter on the housing shortage; App data; What if dads gave press conferences?
There are plenty of sports nuts in real estate and lending, and when you combine the two, well, you’d think it would be a match made in...
bottom of page